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Financing and Payment Options

Amtrak Vacations is making your dream vacation a reality. We give you the freedom to book your travel now and pay over time.

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Financing and payment options available to you


Amtrak Vacations is making your dream vacation a reality. With just a small deposit at the time of booking, you can lock in your next rail vacation. We know you’re ready to travel and we are here to help!

We offer Maximum Flexibility to travelers who book new reservations through January 4, 2022. Change travel dates or cancel your rail vacation up to 5 days prior to departure without incurring any change or cancellation fees.

Why Uplift?

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Fixed monthly payments

Make your ideal trip more affordable

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Instant decision

Lock in your trip price today

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Easy autopay

No payment dates to remember


Travel now. Pay later

Don’t put your travel dreams on hold

Frequently asked questions

How do I apply for Uplift Pay Monthly?

Once you finalize your vacation details, your Rail Vacation Specialist will send you an application link by text or email.

Can I travel before paying off my trip with Uplift?

Yes! You do need to allow a few days between booking and your departure date for your loan to process. Other than that, you are free to travel even before the loan is paid off.

How is my Uplift loan offer determined?

Uplift takes a number of factors into account, including your credit information, trip details, and more.

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A down payment may be required. Terms are based on your credit score and other factors and may vary. Not everyone is eligible, and some states are not served, including IA and WV. Loans issued by CBW Bank, Member of FDIC.
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Join our Live Presentations

Are you interested in learning all about rail vacations, private sleeping room accommodations, and the exciting experiences we offer?

Attending one of our free, live webinars is the best way to become a Rail Insider. You’ll be the first to see what it’s really like onboard Amtrak, explore which routes are the most scenic, and have the opportunity to get all of your questions answered live.